The document must be provided municipal guarantees on all deposits, regardless of their size, also taking deposits "with no returns, with full respect for the contributions of Enigma." Can be called such steps amnesty of capital? How strong confidence in the banking system of Belarus? These questions are answered Economist Mike Zaleski
Tsigankov"How do you assess the impending document How it is consistent with the trends observed in the banking sector in many countries because of the crisis? Currently, many countries are taking documents that to a certain extent guaranteed deposits from the public. But it seems only in Belarus are going to ensure all contributions, and regardless of size. Either the government does not risk here? "
Mike ZaleskiZaleski"You can guarantee anything. Question is, who the guarantor and whether it has a real ability to fulfill its obligations. Such a decision could be taken, and 10 years ago. This has contributed to the revival of domestic demand, because the banks were not afraid to lend to people, and he not afraid to put money on deposit. And not only Belarusians pavyvozili funds abroad, and foreigners, first Russian and Ukrainians. "
Tsigankov"Yet while the deposits in the banking system of Belarus grow.
Does this mean that the Belarusians are not afraid of the crisis — or to have not yet reached the realization that this crisis already exists? "
Zaleski"And do not fear the Belarusians, and therefore have the means. We in money matters people are very stupid, are not damaged during the crisis knowledge and experience, what to do in such situations. All going well, the government guarantees the president promises …
Especially since the amount that keep our people, not rich enough. The total amount of public funds in Belarusian banks — 13.3 trillion. It is about 6.5 billion dollars, in other words 650 bucks inhabitant of Belarus. Only 3 percent are amounts significant by European standards — others have a penny, and perhaps especially for them not to be afraid. "
Tsigankov"The press secretary of the State Bank Misha Zhuravovich referred to the impending abolition of restrictions on verbovanie deposits of individuals (including non-residents) "partial amnesty of capital."
Indeed whether it can be considered as liberal step? "
Zaleski"Capital amnesty would be declared and the right, as in Kazakhstan. Another thing — how many people trust these promises, and believe that they are" clean "will to his means our market.
Indeed, this is similar to an amnesty, because it is not only about the Belarusian people, and of non-residents, who are also all be guaranteed. Need to look more signed the document and see how it will work. But in general we can say. that shifts in the best side is. But these changes are in line with what has been done already before us neighbors. "
Tags: money, money, crisis